US Household PulseThe United States economy,
from the household inward
1 series not refreshed · updated Nov 2, 2026 Methodology
CPI 3.7%Unemployment 4.2%30Y mortgage 7.24%Saving 3.8¢ per $1Debt service 11.11%Fed funds 3.88%10Y Treasury 4.94%U.S. debt $40.594TDebt / household $301,162Household pressure 43.2

What are American households worth in total?

Household net worth

Net worth of households and nonprofit organizations — assets such as homes, stocks, pensions and deposits minus debts — from the Federal Reserve’s Financial Accounts (Z.1), quarterly.

$195.87T
Dollars, Q2 2026
+11.8% from a year earlier
Download CSV
$0$50.00T$100.00T$150.00T$200.00T19501960197019801990200020102020$195.87T
Shaded: U.S. recessions (NBER)Dollars

What this measures

This is a national total, not a typical household: wealth is highly concentrated, so the average is far above what the median household holds. Stock and home prices drive most of the quarter-to-quarter swings.

The log-scale option makes growth rates comparable across decades; on a normal scale, everything before 2000 looks flat.

Source: Federal Reserve Z.1 via FRED (TNWBSHNO). Updated automatically when the source publishes. How we handle data · Embed this chart

The household economy, once a month

A short email after each month’s inflation and jobs data: what changed, what it means for a household budget, and nothing else.