US HOUSEHOLD PULSE
THE UNITED STATES ECONOMY,
FROM THE HOUSEHOLD INWARD
LATEST OFFICIAL DATA
U.S. DEBT $40.03T◆ DEBT / GDP 123.6%◆ REVENUE / SEC $165,932◆ SPENDING / SEC $222,169◆ DEFICIT / SEC $56,236◆ INTEREST / SEC $30,740◆ 10Y TREASURY 4.71%◆ 30Y TREASURY 4.95%◆ DEBT / PERSON $116,775◆ DEBT / HOUSEHOLD $303,279◆
UNITED STATES · FEDERAL BALANCE SHEET

THE U.S.
DEBT CLOCK

Latest official Treasury debt, translated into a live session counter.

◉ SESSION LIVE○ OFFICIAL DATA□ OPEN METHODOLOGY
SESSION LIVE U.S. DEBT CLOCK
—
— / SECONDRECENT TREASURY PACE · SESSION ANIMATION
THE DEBT, AT HUMAN SCALEScale equivalents · not personal liabilities
U.S. POPULATION — Latest available estimate
DEBT PER PERSON — U.S. population
DEBT PER ADULT — Age 18+ population
DEBT PER HOUSEHOLD — U.S. households
—ESTIMATED DAILY
PACE
+$0ADDED SINCE YOU
OPENED THIS PAGE
—DEBT / GDP
OFFICIAL RATIO
— OFFICIAL TREASURY BASE · —
— DEBT/GDP —
The large counter and the three human-scale equivalents begin at one exact Treasury Debt-to-the-Penny observation and move together using the same recent observed pace while this page is open. The federal balance sheet and historical current endpoint remain the static official Treasury observation.
FEDERAL BALANCE SHEET CONFIRMED
DEBT HELD BY PUBLIC——
+
INTRAGOVERNMENTAL DEBT——
=
LAST OFFICIAL FEDERAL DEBT—100% OF TOTAL
U.S. FEDERAL DEBT HISTORY (GROSS) · 1789–CURRENTOFFICIAL FISCAL-YEAR HISTORY · CURRENT ENDPOINT MATCHES TREASURY BASE
GROSS FEDERAL DEBT · $ TRILLIONSOFFICIAL FISCAL-YEAR SERIES
Source: U.S. Treasury Historical Debt Outstanding. ALL is intended to begin in 1790; the current endpoint is synchronized with the live debt reading. Administration bands are context, not attribution.
FEDERAL CASH CLOCK ESTIMATED PACE FROM OFFICIAL ANNUAL TOTALS
MONEY IN—/SEC— / DAY · — / YEARREVENUE
→
MONEY OUT—/SEC— / DAY · — / YEARSPENDING
→
THE GAP—/SEC— / DAY · — / YEARDEFICIT
INTEREST ON DEBT— /SEC— /DAY— /YEAR— OF SPENDING
TREASURY RATES & THE COST OF MONEY LATEST OFFICIAL MARKET OBSERVATIONS
2Y TREASURY——
5Y TREASURY——
10Y TREASURY——
30Y TREASURY——
10Y REAL YIELD——
2Y–10Y SPREAD—CURVE SLOPE
TREASURY YIELD CURVE
2Y5Y10Y30Y
NET INTEREST—— / DAY— / SEC— OF FEDERAL OUTLAYS
WHERE FEDERAL MONEY GOES COMPOSITION OF OUTLAYS
—TOTAL OUTLAYS
INTEREST AS SHARE OF OUTLAYS—CURRENT FISCAL-YEAR BASIS
DEBT BEYOND WASHINGTON

Household debt, in context.

Selected household liabilities are shown separately from federal debt. The Household view contains the fuller household balance-sheet analysis.

EXPLORE HOUSEHOLD FINANCES →
HOUSEHOLD MORTGAGE DEBT——
REVOLVING / CREDIT——
STUDENT LOANS——
HOW TO READ THE CLOCK

The large debt counter starts at the latest official Treasury observation and moves only during the current session using the recent official debt pace. Per-person, per-adult and per-household figures are derived from official debt and public population denominators. Observed values retain their own source dates.

UNITED STATES ECONOMIC DATA

U.S. debt, household finances and the cost of money — in one view.

US Household Pulse combines official public data into two complementary views. The Household view follows personal saving, inflation pressure, employment, housing finance, consumer credit and household balance-sheet conditions. The Fiscal Clock follows the national debt, federal deficit, receipts, outlays, interest expense and Treasury yields.

The debt clock starts from the latest official Treasury observation and animates only during the current session. Derived population and household measures are labeled separately from observed government data, with source dates retained.